We offer all types of mortgage programs, and have some of the best rates in the state.
I offer a wide variety of services and programs.
Working with me will insure that you, as a valued client, will have access to all of the latest mortgage and financing programs.
Local Service. Local Contacts.
If you have questions, answers are only a phone call away. Local service means quick answers when you need it. Feel free to call me on my cell phone if it is after business hours.
Free mortgage and credit analysis before and after loan closing
Conventional 10-,15-,20-,25-,30- and 40-year loans for purchases, refinance or debt consolidation
First Time Home Buyer Loans
On-time closings
In-house underwriting
Local Market Expertise
Down Payment Assistance Programs
FHA, VA, MHFA and USDA Rural Housing loans
$100 down payment FHA Loans through HUD
Aggressive Jumbo loan rates
Adjustable Rate Mortgages (ARMs)
Non-owner occupied loans
One-time close construction loans
Long term rate locks
No-point , no fee programs
No and low cost refinance options
Mortgage Acceleration
Notary Public
T.C. O'Malley has helped us with both initial mortgages and refinances. He was always professional, timely and helpful. He was willing to meet at locations convenient for us and he answered all of our questions so there were never any surprises at our closings. We were so impressed with TC's abilities and efficiency we have referred of our friends and family to him.
Elizabeth and Todd Hanson
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